Free Calculators & Tools
Tax, salary, finance, real estate and everyday calculators — built for Indian rules, updated for FY 2026-27.
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Tax & Salary
Income tax, salary, GST, pension and capital gains calculators for FY 2026-27.
9 calculatorsPersonal Finance
SIP, EMI, FD, RD, PPF, NPS and mutual fund calculators for Indian investors.
8 calculatorsReal Estate & Property
Land area converters, stamp duty, construction cost and property tax calculators.
3 calculatorsBusiness & Professional
Invoice generators, GST tools, presumptive tax and resume builders.
3 calculatorsDaily Life
Cooking converters, BMI, age and text utility tools.
3 calculatorsTax & Salary
View all →Income Tax Calculator (New Regime) FY 2026-27
Calculate income tax under the new regime for FY 2026-27 with the latest slabs, standard deduction and rebate.
Tax & SalaryIncome Tax Calculator (Old Regime) FY 2026-27
Calculate income tax under the old regime with deductions like 80C, HRA, home loan interest and more.
Tax & SalaryTake-home Salary Calculator
Compute your monthly in-hand salary after PF, professional tax, income tax and other deductions.
Tax & SalaryHRA Exemption Calculator
Find the exact HRA exemption you can claim under Section 10(13A) based on your salary, rent and city.
Tax & SalaryGratuity Calculator
Calculate your gratuity payout based on last drawn salary and years of service under the Payment of Gratuity Act.
Tax & Salary8th Pay Commission Salary Calculator
Estimate your revised basic pay, HRA and gross monthly salary under the 8th Pay Commission with multiple fitment factor scenarios.
Personal Finance
View all →SIP Calculator
Estimate the future value of your Systematic Investment Plan with monthly contributions and expected returns.
Personal FinanceEMI Calculator
Compute Equated Monthly Installments for home, car or personal loans with full amortisation schedule.
Personal FinanceFixed Deposit (FD) Calculator
Calculate maturity value of your bank fixed deposit with quarterly compounding.
Personal FinancePPF Calculator
Project the maturity value of your Public Provident Fund account over 15 years and beyond.
Personal FinanceHome Loan EMI Calculator with Prepayment
Calculate home loan EMI and see exactly how much interest and tenure you save with lumpsum, monthly or yearly prepayments.
Personal FinanceRecurring Deposit (RD) Calculator
Calculate maturity amount and interest earned on a Recurring Deposit with quarterly compounding — Indian bank standard.
Real Estate & Property
View all →Land Area Converter
Convert between gaj, bigha, kattha, acre, hectare, square feet and all Indian traditional land units including state-specific variants.
Real Estate & PropertyStamp Duty Calculator
Calculate stamp duty and registration charges for property purchase across 15 Indian states. Gender-based rate concessions included.
Real Estate & PropertyProperty Tax Calculator
Estimate annual property tax for Bangalore (BBMP), Mumbai (BMC), Delhi (MCD), Hyderabad (GHMC) and other major Indian cities.
Business & Professional
View all →GST Calculator
Calculate GST on any amount — add tax to net price or extract tax from gross. Supports CGST+SGST and IGST splits.
Business & ProfessionalGST Invoice Generator
Create professional GST-compliant invoices with CGST+SGST or IGST split. Download as PDF instantly, no signup required.
Business & ProfessionalFreelancer Invoice with TDS Generator
Create professional freelancer invoices with TDS (194J/194C) deduction logic and GST. Download as PDF, no signup needed.
Daily Life
View all →Age Calculator
Calculate your exact age in years, months, days, hours and minutes from your date of birth.
Daily LifeBMI & BMR Calculator
Calculate your Body Mass Index, Basal Metabolic Rate, and daily calorie needs — with Asian-Indian BMI thresholds.
Daily LifeCooking Unit Converter
Convert cups to grams, tablespoons to ml, ounces to grams — with ingredient-specific densities for accurate baking.
From the blog
All articles →Direct vs Regular Mutual Funds: Why Direct Saves You ₹20 Lakh
A focused deep-dive on Direct vs Regular Plan mutual funds — the single most consequential decision in Indian retail investing, and the one most people make wrong because it's invisible. Includes the verified 0.65 percentage point average expense gap for active equity funds, the full compounding math at multiple SIP sizes and durations (₹10K SIP for 25 years = ₹18.5 lakh gap; for 30 years = ₹41.5 lakh), the April 2026 SEBI reforms (TER → BER, lower index TER caps, tighter brokerage caps), the tr
How to Choose a Mutual Fund: A Practical 5-Filter Framework
A practical five-filter framework for selecting Indian mutual funds — category fit, fund size, expense ratio, manager tenure, and risk-adjusted returns — applied through two worked examples (large-cap and small-cap selection). Includes the verified direct-vs-regular plan math showing how a 1% expense ratio gap quietly costs ₹11-29 lakh over a 20-year SIP, the SPIVA India 2025 data on active vs index fund performance (73% of active large-cap underperformed over 10 years), and the operational 30-m
Liquid Funds vs Savings Account: Where to Park Your Emergency Fund
A practical, computed comparison of liquid funds and savings accounts for parking an emergency fund. Includes the post-tax math across all slabs on a ₹5 lakh emergency fund (showing ₹9,780/year advantage at 30% slab and ₹1.74 lakh cumulative over 10 years), the honest liquidity comparison (SEBI's ₹50,000 instant redemption + T+1 settlement), the post-2023 tax change that removed the LTCG indexation advantage, the sweep-in FD hybrid for single-bank simplicity, and the specific situations where sa